I dealt with other lending institutions from previous refinances and home purchases. I have never had such a wonderful experience. I could always count on Rick to call me back when I left a message for him. Everyone, "my realtor" was happy to hear that I was using hom as my mortgage broker. She said, they love working with him because he is so informative and kept them posted on the progress of my mortgage and they new it would close. He has an excellent reputation throughout the community. 

Rick has serviced our family real estate and mortgage needs since 2005. He sold us our first house in Saugus along with providing the financing in 2015 and now, we are preparing to sell and search for a larger home to house our growing family. Rick has consistently been fourth right, knowledgeable, going above and beyond helpful with our financial numbers and applications. We appreciate his willingness and friendliness. Thank you, Rick